The team
Built by people who have run core banking, not just sold it.
Between them the founders have spent more than a century inside banking technology, on both sides of the table: running it for banks, and building it for them. That is the reason Fivolv is designed the way it is.
Founders and executive team
Leadership
C. N. Ram
CEO and Co-Founder
40+ years in banking technology
Forty years helping banks get more from their technology. Founded FYNDNA to close the gap between what technology can do for a bank and what banks actually receive.
We want to wipe out banks’ huge tech debt and give CIOs a tool to be cost-effective, modular, secure and scalable.
Manmath Kulkarni
CTO and Co-Founder
35+ years in core banking engineering
Has designed and implemented core banking across India, Australia, Japan and the US, including senior roles inside major Australian bank technology programmes.
Core banking that is born digital, cloud-native, configurable, self-healing, scalable and fail-safe.
Kumar Padmanabhan
COO and Co-Founder
30+ years in banking technology integration
Thirty years integrating advanced technology into banking to unlock new capability. His operational discipline ensures what FYNDNA designs is what it delivers at scale.
Our goal is to eliminate manual back-end operations, increase traceability and cut the cost of every transaction.
Pranav Ram
Co-Founder and Head of AI Practice
AI strategy and governance
Governs how AI capability is identified, validated and integrated into Fivolv: purposeful, governed and aligned to Tier-1 risk and compliance expectations.
AI in banking should never be adopted for its own sake, only purposefully, with the right guardrails.
Product, engineering and customers
Management
Manish Gupta
Co-Founder and Chief, Product Management
30+ years in global banking transformation
Over three decades of global banking transformation: large-scale core modernisation programmes, bank mergers and greenfield digital-bank launches.
The best banking products remove friction the customer should never have felt in the first place.
Gayathri Krishna
VP, Customer Success
30+ years in core banking and digital transformation
Over 30 years on core banking and digital transformations across the globe: engineering, implementation, system integration and consulting.
A transformation only succeeds when the bank’s own people feel it was built with them, not done to them.
Sumukh Keni
VP, Engineering
27+ years across banking and finance
27+ years spanning application architecture, product engineering, business-software delivery and performance benchmarking across banking and finance.
Scale is not a feature you bolt on later. It is a discipline you engineer from the first line of code.
Prashant Khisti
VP, Engineering
30+ years in enterprise and banking technology
Over 30 years in enterprise and banking technology: engineering leadership, product strategy and delivery of mission-critical platforms for Tier-1 institutions.
Mission-critical banking demands platforms as dependable as they are modern. We refuse to trade one for the other.
Our team
One team building Fivolv.
Two hundred people. One product.
Every one of them works on Fivolv. Not a services arm with a product on the side: a single engineering organisation, building one platform, running in production at one of the world’s largest banks.